Book Club: Dollars and Sense

Hello fuzzbutts!

I enjoy listening to so many books and I just finished one that was great and I wanted to recommend to you.

So this one is called Dollars and Sense: How We Misthink Money and How to Spend Smarter. It discusses the various ways we think about money and how absurd we can be when faced with situations.

One example is how people will watch a locksmith for twenty minutes struggle to unlock their door, breaking tools along the way, and then happily pay 80 dollars plus whatever fee to replace the tools. On the other hand, if that locksmith were able to deftly open the door in less than a minute, 80 dollars suddenly sounds like a rip-off. “You’re absurd. It took you two seconds to open that door and you want 80 dollars?”

It also goes into things like how the owner of an item values it for more than a buyer would (I know people who do this routinely and sometimes I do it too). The way language can focus our brains and steer us into a certain direction. Would you like a 20% fat burger or an 80% beef burger? How about the way the convenience and instant expectations we’ve developed as a society has affected our spending habits? Sunk cost fallacies.

The book does use pretty fascinating research and the humorous tone was delightful to listen to. It does give practical advice for a lot of the information it gives and, for some of it, just becoming aware of my own thinking will be useful in the future. Given the state of furries and finances, I think this book would be a great read to help the fandom.

Enjoy, fuzzbutts!

Wednesday Tailtips for Productivity and Life Management!

Hello fuzzies!

It occurred to me that I have lots of small tips that don’t really work to stretch into a lengthy post on Saturdays. So I figured why not do more than just a weekly post? I’ll start posting on Wednesdays with my own personal mini-tips on how to keep productive. I’ll recommend apps or gadgets or techniques that I use. I don’t have any sponsors so I’m not getting anything out of recommending this stuff except the satisfaction of knowing I’m helping others.

So here’s my first tip:

To manage my finances without having to always check the banks, I keep my banking information compiled into an app called Mint which I keep on my phone. This app is managed by Intuit (the ones behind TurboTax) so you know it’s secure. You just connect your various accounts to this app and you can set budgets for the different kinds of spending you do. You can’t transfer money or anything through this app but it gives you, at a glance, the status of your bank accounts and your spending. I feel like whenever I start to consider how my spending has been for the month, I can just pop up this app and see. Less things on your mind means more focus on the things you want to work on!